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BUY NOW. PAY SMARTER.

Shop today, pay in 4 monthly instalments

What's Openpay?

Openpay lets you split the cost of your gear over 4 monthly instalments. No interest. No fees (if paid on time). Just payments that work for you.

Why do you need it?

Want to look after your balance, but also buy what you want? With Openpay, you can spread your purchase over 4 monthly instalments rather than paying in full. Pretty smart, right?

HOW IT WORKS

Get more time to pay for your gear.

Shop Online.

Add items to the basket, and choose Openpay at checkout.

Get approved by Openpay in just 90 seconds with a few details and quick ID and credit check.

Pay Over Time.

Make your first payment today. Your order is shipped straight away. Your next 3 payments are taken automatically every month, on a day that suits you.

No interest. Ever. No fees (paid on time).

Available on purchases from £25 - £300.

THE OPENPAY CHECKLIST

Ok, what do you need to get started?

Be aged 18+
Be a permanent UK resident
Valid email address
UK mobile number
Today's payment
Debit or credit card in your name

Security is important to us at Openpay. That’s why we do a quick ID and credit check when you sign up. So please make sure all your info is correct and matches your current address.

Got questions? Entered your details in wrong? Don’t worry. Just email our Customer Support Team at support@openpay.co.uk or call them on 0800 048 9007. Our support team are available 9am-5.30pm, Monday to Friday.

Openpay offers interest-free credit agreements, subject to eligibility criteria. Fees apply for late payments, but are capped at £15 per plan.

For more on Openpay and our T&Cs, head over to our website.

FAQ'S

How do I shop with Openpay?

Simply select Openpay as your payment method at checkout and you’ll be redirected to the Openpay site to create an account in a few quick steps. You’ll then be asked to pick your plan length, pay your first instalment and confirm your purchase. We take care of the rest, deducting your payments automatically from your chosen card each month. Easy as that!

Do you really charge no interest?

Our plans are always interest free.

What about fees?

We only charge fees if you miss a payment. Late payment fees are £7.50 (capped at £15 per plan). If you want to learn about your options to reschedule a payment, give us a call before your payment date to avoid late fees.

Learn more here

How much can I spend with Openpay?

The limit may vary from store to store. It also depends on your financial circumstances. If you’re having trouble placing an order with Openpay, try placing an order for a lower amount.

Can I open multiple Openpay plans?

Absolutely! You can open multiple plans for separate purchases, all plans are approved on a case by case basis. When you choose to pay with Openpay you will be told instantly if your plan has been approved.

Openpay is committed to responsible spending and lending, we consider a number of different factors before approving each plan.

Is Openpay safe & secure?

Yes, protecting your information is very important to us. All card data is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information.

View the Openpay privacy policy here

How do I make payments?

We take payments automatically on your scheduled date. If you’d like to pay back earlier, you can do this free of charge via your Openpay account.

Learn more here

When will my next payment be due?

Call us on 0800 048 9007 or email at support@openpay.co.uk so we can chat about your options.

What if I want to return my purchase?

Full returns and partial refunds are available. Please return your goods to the merchant they were purchased, in line with the merchant's returns policy. Once approved, you'll receive a full or partial refund of any payments you've already made to us. All returns are subject to the merchant's return policy.

Visit Openpay's' website for more information and FAQ’s.