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Pay in 3 with Klarna
What’s Pay in 3?
Klarna Pay in 3 means you can now spread the cost of your size? purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you used at checkout. Your first instalment will be collected when your order is confirmed by size? and instalments 2 and 3 are then scheduled to be taken 30 and 60 days later, respectively.
What’s in it for you?
  • Spread the cost over 3 equal payments.
  • It won’t affect your credit rating.
  • No interest and no fees.
How to use it
  1. Select something you’d like to buy from size?, add it to the basket and then head over to the checkout. Please be aware, you must have sufficient funds available on your credit or debit card for the first payment at the point of ordering.
  2. Click the ‘Pay in 3’ at the checkout.
  1. Place your order and this will be dispatched as normal.
  2. Pay in 3 equal payments – first when you purchase your order, second 30 days later and third 60 days after the initial payment.
To use Pay in 3, you’ll need:
  • To be 18 years or over
  • A valid mobile number and email address
  • A UK residential address
  • A UK bank account with good credit history
  • A credit/debit card to be valid for 60 days from purchase date
    All checked off? Great. It really is that simple.

FAQs

How does Pay in 3 work?

Klarna Pay in 3 means you can now spread the cost of your size? purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you used at checkout. Your first instalment will be collected when your order is confirmed by size? and instalments 2 and 3 are then scheduled to be taken 30 and 60 days later, respectively.

How can I increase my chances of being accepted for Pay in 3?

Klarna is a third-party payment service, therefore, we have no control over the decisions made by the service. If you are not accepted by Klarna you can contact them directly as, unfortunately, we will be unable to help you. Visit their Customer Service for Live Chat or call 020 300 50833.

Will a credit search take place against me?

Klarna may run a soft credit search that does not affect a customers credit score and is only visible on your credit file by you and Klarna. Klarna does share your data with credit agencies so late payments may have an impact on your credit score.

What are my payment options with Klarna?

If you’re choosing to pay later with Klarna using its interest free credit product which enable you to buy now and have upto 30 days to pay, you can pay for your goods via credit card or debit card.

Is my payment information safe?

Yes. if you have chosen to Pay Later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna’s payment site where you can settle your payment to Klarna with your card or with a bank transfer.

What happens to my statement when I’ve returned the goods?

If you have made a partial return, An updated statement will be sent to you once size? has received It. With a full return, your statement will be closed once received.

I have cancelled my order. How long will it take until I receive my refund?

As soon as the store has registered your cancellation or your return, we will credit the balance back to you or process a refund. This is usually completed within the next 5 business days.

I haven’t received an email with my statement/payment information.

You can log in the Klarna app or at Klarna where you will find all of your orders and payment schedule information.

Does Klarna impact my credit score?

Klarna may run a soft credit search that does not affect a customers credit score and is only visible on your credit file by you and Klarna. Klarna does share your data with credit agencies so late payments may have an impact on your credit score.

Am I eligible for Pay in 3?

Klarna is a third-party payment service, therefore, we have no control over the decisions made by the service. If you are not accepted by Klarna you can contact them directly as, unfortunately, we will be unable to help you. Visit their Customer Service for Live Chat or call 020 300 50833.

What do I need to provide when I make a purchase?

If you want to pay using Klarna you need to provide your mobile phone number and email address. All statements will be sent via email. It’s important that you provide us the correct details, or you won’t receive the payment information, and consequently, may be liable for late payment fees.

Why have I not been offered Pay in 3?

Klarna is a third-party payment service, therefore, we have no control over the decisions made by the service. If you are not accepted by Klarna you can contact them directly as, unfortunately, we will be unable to help you. Visit their Customer Service for Live Chat or call 020 300 50833.

What happens if I don’t pay for my order?

If you don’t pay within the 30 days, you will be subject to late payment charges. To ensure you pay on time, Klarna will send three gentle reminders.

If your order is over £20, we will charge you a late fee of £5. If you only receive part of your order and the total value is £20 or less, the late fee will only be 25% of the purchase price of the order. For example, if your order’s total value is £16, you will be charged a £4 late fee, which is 25% of £16.

You will only be charged a maximum of two late fees per Pay Later order. We won’t charge you a late fee if you have less than £1 left to pay. If, after 14 days from your third reminder, you have still not paid the balance, your details will be passed to A debt collection agency, which may affect your credit rating.

Can I pay before the due date?

Yes. Just go to the Klarna app or log onto Klarna.

I’ve received a statement but I’ve not yet received my goods.

If you have not received your goods please call size? to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.

I have asked for a refund. How will I be refunded?

Refunds will be issued back to the debit or credit card which was originally used at checkout.

I still have questions regarding payment, how can I get in touch?

Visit Customer Service for Live Chat or call 020 300 50833, Monday – Saturday, 9.00 AM - 6.00 PM, closed Sunday.

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